So far not yet..but I have a couple options available. I have a couple long sleeve compression shirts and some tights for extreme conditions. I usually ride in shorts till under 30. Don't wear winter shoes just some wool socks if necessary. On upper body use a Pearl Izumi Barrier Elite jacket or an Endura thermal jacket. The Pearl Izumi is lightweight, windproof, water resistant and turns into a vest. The Endura is for under 25 rides and has arm pit vents and holder pockets on the back. For real cold rides 10-25 I add a balaclava and winter Endura gloves. A big problem during cold rides is that water will freeze from wind chill. There is something special about riding in the cold. Trails are always so peaceful and unridden.